Senior Life and Disability Underwriter

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The work we do has an impact on millions of lives, and you can be a part of it.
We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.
Protective is adding a full-time resource to our Underwriting team based in the corporate office in Birmingham, AL.
This position will be allowed to work remotely

Responsibilities:

  • Underwrites Life and Disability applications within authority limits, including impaired risk, assessing medical and financial risk, and evaluating each requirement as received. Ability to Approve, Decline, or Postpone both Life and Disability applications.
  • Communicate effectively with internal and external customers. Maintain professional relationships with external customers by communicating effectively and promptly, offering reasonable solutions that meet customer needs while protecting the business objectives
  • Build and maintain effective working relationships with co-workers and management to create an effective, high-performance work environment
  • Manage assigned workload meeting production and time service standards
  • Other job duties as assigned

Qualifications:

  • 5+ years of Life and Disability underwriting experience
  • Bachelor’s degree or applicable experience
  • Must demonstrate the ability to make sound underwriting decisions in a dynamic environment while handling a sizeable caseload
  • Strong communication and relationship management skills are essential
  • Customer focus
  • Track record demonstrating good quality and productivity as well as career advancement and increasing approval authority
  • Industry coursework commensurate with experience
  • Proven ability to organize and deliver on time with excellent results
  • Thrives in a fast-paced environment
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Employee Benefits:
We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.
Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.
Accommodations for Applicants with a Disability:
If you require an accommodation to complete the application and recruitment process due to a disability, please email martina.winston@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.
Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.
We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.
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